2026 Tax Tables

New Jersey Payroll Withholding Calculator (2026)

New Jersey uses one of five rate tables (A, B, C, D, E) selected on the NJ-W4 form. The rate table selection overrides the W-2 filing status — an employee who elects Rate C on their NJ-W4 is withheld against that schedule regardless of marital status. Rates top out at 11.8% on income over $1,000,000.

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State Tax Rate

1.5% – 11.8% progressive (5 tables)

State W-4 Form

NJ-W4

Tax Year

2026

Key Facts

  • Five rate tables (A–E) selected on NJ-W4 Line 3 — tables unchanged since October 2020
  • Allowance value: $1,000 per allowance (NJ-W4 Line 4)
  • Top rate: 11.8% on income above $1 million
  • Rate C applies to dual-income married households — use Rate B for single-income married

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New Jersey Withholding — Frequently Asked Questions

Which NJ rate table should my employee use?

Rate A for single or married-filing-separate; Rate B for married joint / HoH with single income; Rate C for married joint where both spouses work; Rates D and E are optional higher-withholding elections. The employee chooses on NJ-W4 Line 3.

What is the New Jersey supplemental wage rate for 2026?

We use 10.75% as the supplemental flat rate — the top of Rate Table C. Employers may alternatively aggregate supplemental wages with regular wages and withhold at the combined rate.

Does this calculator include NJ SUI, SDI, or FLI?

No. New Jersey employees also pay State Unemployment Insurance, State Disability Insurance, and Family Leave Insurance as payroll deductions (~0.6%–1.0% combined, rates change annually). These are separate from state income tax.

Have NJ brackets changed for 2026?

No. The NJ withholding rate tables have been unchanged since October 2020. The NJ-WT September 2025 publication confirms the tables still apply in 2026.