Withhold Right

2026 Tax Tables

The only free payroll withholding calculatorbuilt directly from IRS Pub 15‑T.

Free, accurate payroll withholding estimates for small businesses — federal income tax, FICA, and state income tax, all in one place.

Get notified when we add your state:

The Cost of Getting It Wrong

IRS Penalties

Under-withhold and the IRS charges penalties — up to 15% of the unpaid amount, plus interest.

Manual Errors

Spreadsheets and manual Pub 15-T lookups are error-prone. One wrong bracket and every paycheck is off.

Wasted Time

Hours cross-referencing tax tables every pay period is time you could spend running your business.

How It Works

1

Enter Employee Info

Wages, pay frequency, and W-4 details. Takes about 30 seconds.

2

Get Instant Results

Federal income tax, FICA, and state tax — calculated from official 2026 tables.

3

Run Payroll with Confidence

Use the exact withholding amounts. No guesswork, no penalties.

Calculate Withholding →

2026 Tax Tables

Built directly from IRS Publication 15-T 2026 and state revenue authority formulas — not estimates or approximations.

Federal + State

Federal income tax, Social Security, Medicare, and state income tax — all calculated together in one step.

No Account Required

Enter wages and go. Nothing is stored, nothing is tracked. Your employees’ data never leaves your screen.

Built for small business owners

You’re doing your own payroll. You don’t want to pay $40/month for Gusto or QuickBooks just to figure out how much to withhold from a few paychecks. You need a tool that does the math correctly and gets out of your way. That’s Withhold Right.

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Don’t see your state?

We add new states regularly. Drop your email and we’ll notify you when yours goes live.

Frequently Asked Questions

Is this free?

Yes. The core calculator is completely free with no account required.

How accurate is it?

Results are based directly on IRS Publication 15-T 2026 and official state withholding formulas. For standard W-4 inputs, results match the official withholding tables.

Which states are supported?

State income tax is currently calculated for Colorado, Georgia, Illinois, Indiana, Kentucky, Massachusetts, Michigan, North Carolina, Oklahoma, Pennsylvania, and Virginia. Nine additional states with no income tax are also supported. More states are added regularly.

Is my employees’ data stored?

No. All calculations run in your browser. We never see or store any wage, employee, or personal information.

Why does this exist?

The IRS Tax Withholding Estimator is for employees — it helps them decide how to fill out their W-4. It doesn't tell employers how much to withhold per paycheck. AI tools give unreliable Pub 15-T results. Full payroll software costs $40–$80/month. Withhold Right fills that gap.